Lear Capital

Lear Capital has received a lot of mixed reviews over the years, despite being a company that’s been around since 1997. So the question is, is Lear Capital trustworthy enough for you to invest in precious metals?

In this review, we will be providing you with information regarding what the company is all about, what they provide, and whether their prices are just and competitive enough.

What is Lear Capital?

Lear Capital is a full-service precious metals dealer that provides rare numismatic coins, bullion, and also IRAs for those who are seeking to invest for retirement.

What They Offer

Here, customers can buy precious physical metals then have them sent to their respective addresses. Otherwise, they offer storage options if you want to open a precious metals IRA.

A “Free Gold Kit” is also provided as a free investment resource that helps you gain information regarding gold investments along with price notifications and market charts. Besides this, there’s also the Lear Learning center that houses information about precious metals, as well as a Smart Tools Suite that helps you calculate the size of inflation, RMD, prices, and more.

Can you trust Lear Capital?

For one, they are BBB-accredited and also possess a Business Consumer Alliance membership. Moreover, their company leadership is high-quality since they tend to educate their customers first about Gold IRAS before they request a gold IRA investor kit.

Besides that, their website is also filled with valuable resources for consumers to examine before considering investing with Lear Capital. Also, if you have any questions, they have knowledgeable customer care line representatives ready to respond and tend to your concerns.

What Makes Lear Capital Different from the Rest?

Great Customer Service

Lear Capital does its best to encourage customers to invest in precious metals through gold, silver, and more that align with IRS guidelines for IRAS. However, what sets Lear Capital apart from other companies is mainly their dedicated customer service. Here, each customer has their respective customer representative who will help guide them throughout the process.

Efficient transactions

Transactions are also done promptly without having to rush the customer. Their website contains easy-to-understand and descriptive purchase options for customers alike. Moreover, coin price changes are also displayed on the site since they are priced in real-time. Once the customer is all set to check out, they have 10 minutes to finish their transactions or order to keep the price for the coin at that specific time before it changes.



The downside to investing with Lear Capital might probably be that it charges storage fees. Basically, there is an annual fee of at least $180 for insurance, shipping, and 24/7 access to their accounts. In 2018, Lear Capital did not charge application fees but may already charge storage and commission fees upon purchasing gold. Furthermore, the minimum investment here is priced up to $7500.

Bottom Line

Despite different reviews, there is no denying that Lear Capital puts effective and professional customer service at the forefront of its priorities. Consumers have often mentioned that Lear Capital does not compromise in educating their customers prior to making a purchase so that they have serious Gold IRA considerations. Moreover, their customer team also proves to be very efficient in terms of handling problems with ease.

Third Party Links

BBB Rating

BCA Rating

Trust Link Rating

Rare Metal Blog Rating